Walk safely: How to be a good pedestrian

Walking to work. Jogging down a busy street. Even just walking through a parking lot. At one time or another, we are all pedestrians. Unfortunately, it seems like we hear about a pedestrian being hit by a vehicle on an increasingly regular basis. It begs the question: how many of these crashes could have been… Learn More »

Why your car insurance rates are going up

Rate hikes and the “loyalty discount” myth Allstate quietly announced that auto insurance rates are going up, starting in June 2015. The company claims the price hike is due to an increase in car accidents and resulting accident claims. In other words, people paying for a service – insurance – are punished when they actually… Learn More »

It’s worse than we thought: terrifying video study of teen distracted driving crashes

NHTSA estimated that about 15% of teen driver car crashes are caused by driver distraction. AAA researchers pulled in-car event recorders and analyzed almost 1700 teen drivers in the six seconds before a crash. Distraction was a factor in 58% of teen car crashes. That’s a huge difference: four times more teen car crashes could… Learn More »

Does a car accident claim affect your insurance cost?

A new study says just one accident claim will cost you thousands InsuranceQuotes.com hired researchers to answer this question. They created a hypothetical 45-year-old employed, married driver with no previous claims and got rates from 6 companies in all 50 states. They found that, on average, making a claim on an insurance policy caused premiums… Learn More »

Improving the “Standard” Way of Thinking

The number of cars on the road has increased by leaps and bounds since the invention of roads. The highway engineers now focus on creating wider, faster roads to allow for the increased traffic. However, many engineers have lost sight of what is most important: Safety. As described by engineer Charles Marohn, ”First comes speed;… Learn More »

Auto Insurance & Young Drivers: An Important Lesson

Harmony Miller, MPH New drivers are almost never taught about the importance of auto insurance. Like personal finance, most high schools do not have a curriculum that covers this topic. Except the little that is required to know in order to pass a driver’s test, understanding auto insurance is not given priority when training new… Learn More »

Generation Commute

The AARP Public Policy Institute recently released a comprehensive study of the baby boomers’ travel and commuting patterns over last 40 years. The conclusions: they buy more automobiles, drive their cars more often—and commute longer distances to work than any other generation. However, 8,000 of the generation’s elders are reaching retirement age every day. How… Learn More »