“Opting out” of car insurance protections is a bad idea

Doug Oh-Keith, Associate at D’Amore Law Group Often people buy an insurance policy by telling the sales agent or broker, “Please just get me the cheapest policy.” In tight economic times, insurance falls in there with cable television and high-end groceries as low-hanging fruit to be cut out of the budget. However, what most people… Learn More »

How to handle your medical bills after an injury accident

Doug Oh-Keith, D’Amore Law Group Associate Attorney “I just want to make sure that my bills from the accident are paid.” I hear this phrase in the majority of meetings with new clients, although most don’t really care how they get paid, or by whom. Under the surface there are a myriad of competing factors… Learn More »

Worst cars for personal injury claims

The Highway Loss Data Institute looked at insurance data for medical payment (Med-Pay) coverage, and Personal Injury Protection (PIP) to determine how well a vehicle protected the occupants from injury during a collision. The majority of the vehicles with the highest claim frequency for the model year 2009-2011 were classified as minicars or small cars. Toyota Yaris had the… Learn More »

What Is Personal Injury Protection?

Personal Injury Protection or “PIP” as it is commonly referred to is insurance coverage that is mandatory for most automobile insurance policies in Oregon private passenger cars. It is a type of insurance designed to pay your medical bills and certain other expenses, including lost wages, in the event that you are injured in a… Learn More »