Worst cars for personal injury claims

The Highway Loss Data Institute looked at insurance data for medical payment (Med-Pay) coverage, and Personal Injury Protection (PIP) to determine how well a vehicle protected the occupants from injury during a collision.

The majority of the vehicles with the highest claim frequency for the model year 2009-2011 were classified as minicars or small cars.

  • Toyota Yaris had the highest rate of personal injury claims: drivers or passengers of the minicar filed injury claims 28.5 times for every 1000 insured vehicles. For comparison, the lowest rate of injury claims was 4.5 per 1000 cars.
  • Suzuki SX4, a small crossover, has the second-highest rate of injury claims per 1000 vehicles at 26.6.
  • The subcompact Chevy Aveo had 26 injury claims filed for every 1000 cars.
  • The Mitsubishi Galant and Kia Rio rounded out the top 5 worst cars for personal injury claims, with 25.4 and 24.9 claims per 1000 insured cars, respectively.

The Highway Loss Data Institute said its research demonstrated that the vehicles with the highest injury claims tend to be small cars. As auto sales continue to trend towards smaller vehicles, this is important safety information for consumers.

You can see the full list of passenger cars with high personal injury claim rates – and the vehicles with the lowest claim rates – at the Insurance Institute for Highway Safety website.